Insurance for Agricultural Machinery Dealers

Modern agriculture demands efficient, cost-effective management of all of the resources associated with farming.  This is particularly true in the context of agricultural machinery which can account for a high proportion of the fixed costs associated with agricultural businesses.

Machinery dealers need peace of mind that the insurance cover they have in place provides quality business insurance solutions. 

Lucas Fettes is pleased to provide an exclusive specialist insurance package for Agricultural Machinery Dealers.  Agshield is a comprehensive package of covers providing appropriate business insurance solutions and is underwritten by AXA, one of the UK’s premier insurers.

Many standard insurance policies include a number of add-ons that offer little or no benefit to you or your business, which can result in you paying for cover that is not relevant to your requirements.  With Agshield you can be assured that we have specifically researched the requirements of Agricultural Machinery Dealers to ensure that the cover we provide is both adequate and relevant to your needs.

Cover can be tailored to your specific requirements and, amongst others, includes:

Material Damage
• “All Risks” cover including subsidence on buildings, stock, vehicles, machinery, plant,
    fixtures and fittings, employees’ tools
• Standard excess £250
• Theft of keys
• Stock in transit
• Optional extension for tools and equipment UK wide.

Liabilities
• £10M Employer’s Liability Indemnity Limit
• £5M Public/Product Liability Indemnity Limit
• £250,000 Financial loss Indemnity Limit.

Road Risks
• Standard Cover – Comprehensive
• Low excesses
• New Vehicle Replacement within 1 year of registration.

Money
• Nil excess
• Loss of money
• Optional Wrongful Conversion Extension.

Business Interruption
• Optional Gross Profit, Gross Revenue or Increased Cost of Working basis
• Optional MoT Loss of Licence extension.

If you would be interested in a full review of your current arrangements, or to discuss Agshield in more detail, please give us a call or email using the details below and we would be pleased to help:

North of England
Darren Atherton   Tel: 0161 972 2401   Email: darren.atherton@lucasfettes.co.uk

Midlands
Abi Rees or Garry Sullivan   Tel: 01442 860837   
Email: abigail.rees@lucasfettes.co.uk  or garry.sullivan@lucasfettes.co.uk

Scotland
Sandy Brownlee   Tel: 0141 248 1620   Email: sandy.brownlee@lucasfettes.co.uk

South East
Adam Eland   Tel: 01243 530450   Email: adam.eland@lucasfettes.co.uk

South West
David Beardmore   Tel: 0117 910 2500   Email: david.beardmore@lucasfettes.co.uk